Who am I?

Fractional CTO for Regulated Industries
Scalable SaaS | Secure Platforms | Proven Compliance


I’m Kevin Clark — a seasoned CTO and SaaS architect trusted by insurers, law firms, and financial services teams across the UK, EU, and Australia.

With over 20 years of experience building secure, compliant, and award-winning platforms, I help ambitious companies in regulated sectors align their technology with their business goals.

I’ve worked as a full-time CTO, technical advisor, and systems architect across start-ups, scale-ups, and enterprise operations — always with a focus on clarity, delivery, and governance. Whether I’m leading an in-house team or advising at Board level, my role is simple: help you deliver better software, faster — without compromising on compliance or security.

Denigma - demystifying technology to help people in regulated businesses design, scale, and secure world-class SaaS platforms and automation platforms.

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How I Can Help:

  • Fractional CTO leadership

  • Compliance-led SaaS platform delivery (ISO27001, PCI DSS, CE+)

  • Technical strategy and team leadership

  • Cloud architecture and platform scaling

  • Technical due diligence for investors or acquirers

  • Digital transformation for scale-ups

  • Product and delivery governance

I’ve worked with clients including; Lloyds, Allianz, DLG, LV=, Hastings, DAC Beachcroft, RSA, SunCorp, PRS and others in the legal, insurance, and financial services sectors.

Awards and Recognition

  1. Insurance Times Tech Awards (2020, 2022, 2023, 2024)

  2. Engage Award with Aegon for Best Use of Technology

  3. Multiple SaaS platforms taken from idea to delivery in high-regulation environments

How I work:

Every project is different. I usually start with a conversation — no slides, no hard sell — just clarity on where you are, where you want to be, and what’s blocking you.

I work on flexible terms: part-time, project-based, or advisory retainer.

Contact me

Interested in working together?

Fill out some info and I’ll be in touch shortly!